The use of this website is governed by the Rules, Regulations, Policies and Procedures including MOIA ’s website Disclaimer, Privacy Policy, Terms of Use and Guidelines for online conduct associated with Kate Moia, her associated brand MOIA and The G Frequency (Pty) Ltd, hereinafter referred to as “MOIA”.

Welcome to the website of MOIA. By accessing and using this website, you signify that you have read these Terms and Conditions of Use and agree to comply with and be bound by them. If you do not agree to be bound by these rules, you should immediately exit all sites.

Please read these Terms and Conditions of Use carefully before accessing and using this website.

INTERPRETATION

The terms “MOIA ”, “we”, “us” or “our” refer to MOIA.

The term “you” refers to the user or viewer of MOIA’s website for Services/ and or Events (which include but are not limited to any offerings such as Luminous Being, Luminous Courses, Luminous Talk, Luminous Business, Luminous Experience and MOIA teachings).

GENERAL TERMS

1. To access certain features of our services, you may be required to register for an account. You agree to provide accurate and complete information when creating an account.
2. You are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer or device.
3. You agree to accept responsibility for all activities that occur under your account or password.
4. Our website offers Services &/Events (including sessions, training, and other services). By accessing these Services, you agree to abide by any additional Terms and Conditions specific to each service.
5. We reserve the right to modify, suspend, or terminate any services at any time without prior notice.
6. Some Services provided on our website may require payment. You agree to pay all fees and charges incurred through your account, including applicable taxes.
7. All payments are processed securely through our third-party payment processor. We do not store any credit card information on our servers.
8. Subscription fees may be billed for any subscription Services that you subscribe to, on a recurring basis, unless otherwise specified. You are responsible for canceling your subscription before the renewal date to avoid being charged for the next billing cycle.
9. We reserve the right to change our fees and billing methods at any time. Changes will be effective immediately upon posting on our website.
10. Intellectual Property Rights:
    1. Unless specifically mentioned otherwise, all intellectual property rights existing in and attaching to this website, including MOIA ’s brand, logo, videos and images are the property of MOIA , and may not be reproduced or otherwise used without the express written consent of MOIA.
    2. By use of this website, the user undertakes to abide by all intellectual property restrictions contained herein, including but not limited to restrictions on intellectual property owned by third parties.
    3. All content on the website is copyright owned by MOIA. You are prohibited by copying and/or using any content on this website without the express written consent of MOIA.
    4. This website contains information which is owned by or is licensed to us, including but not limited to text, design, layout, graphics, organization, magnetic translation, digital conversion and other information related to the website. This information is protected under applicable intellectual property laws and reproduction, distribution, publication or any other use other than in the Data Processing Policy below.